Sierra has a loan just for you
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A conventional mortgage refers to a loan that is not insured or guaranteed by the federal government. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate.
An ARM is an Adjustable-Rate Mortgage. An ARM is a home loan with an interest rate that adjusts over time based on the market. If you plan to relocate or pay off your mortgage in 10 years or less, an ARM, is worth considering.
A USDA loan (Section 502) is a home loan that is guaranteed by the United States Department of Agriculture. The USDA Home Loan Program was made available to borrowers with excellent financing terms and flexible credit guidelines to give people an incentive to populate rural areas.
Insured by the Federal Housing Administration, FHA home loans are government-assisted alternatives to conventional financing and were originally offered by FHA lenders to first-time home buyers with imperfect credit. Now, FHA loans are open to a wider audience.
As a VA mortgage lender approved by the Veterans Administration (VA), Sierra Pacific Mortgage is authorized to offer special home loan programs for active military and veterans. These programs are guaranteed by the VA and offer advantages not available to the general public.
cash out loans
A cash-out refinance loan can allow you to take advantage of the equity you’ve built up over time in your home. Many homeowners will do a cash-out refinance to take advantage of a lower mortgage interest rate and get extra money in the process.
MY LOAN INFO
Connecting with your loan originator on your in-process loan is the fastest way to get current info, but you can also find info about your closed loan via our Customer Service Center.